What can I do to lower my rates?
What Can I Do to Lower My Premium? As an insurance agent in today’s post-COVID world, one of the most common questions we get is, “Why did my rate go up?” This article focuses on a follow-up question we often hear: “What can I do to lower my premium?” Below, we’ll share tips and ideas […]
Basic, Broad, and Special Form
Basic, Broad, Special Form In insurance, there are some terms that are often thrown around without being fully explained. Basic, Broad, and Special forms are good examples of this. These terms don’t come up often because most homeowners’ policies are written on a Special form basis, so the conversation rarely arises. In this article, we’ll […]
Flooding vs. Water Damage
With the recent rains and hurricane season in full swing, now is a great time to talk about the difference between flooding and water damage—and why some water-related damage is covered by your insurance while flooding is not. As many people discover (either from their agent or through experience), flooding is an excluded loss under standard home insurance policies. But […]
What is Renters Insurance?
What Is Renters Insurance, and Why Should I Have One? Renters insurance is one of those things that sometimes gets added to a quote for the multi-policy discount, or maybe you’ve heard about it in passing but never really knew what it was or why you should have it. In this article, we’ll cover two […]
Above and Beyond: How Choosing the Right Insurance Agency Can Protect You in Times of Crisis
In times of crisis, having the right insurance coverage can be very important. With the unexpected twists and turns life can throw at us, it’s essential to protect ourselves and our assets. But how do you choose the right insurance agency to safeguard your future? In this article, we explore the importance of selecting the […]
Commercial Liability
“A good businessman is one who takes care of his people, and takes care of risks.” – Michael LeBoeuf Commercial Business Liability Business liability insurance is one of the vast types of insurance, being serviceable as a lighthouse, guiding through the choppy waters with business challenges and financial difficulties. This protection is very important and must […]